Chime - Mobile Banking

Welcome to banking made awesome.

Chime is mobile and online banking with no hidden charges: get your paycheck up to 2 days early* with direct deposit, have fee-free overdraft when you’re in a pinch, grow your financial savings mechanically, and handle your funds like a boss using the highly-rated Chime mobile banking app.

When you bank with Chime, you get a Visa® Debit Card, a Spending Account, and an optionally available Savings Account to help you save cash.

Applying for an account is free, takes much less than 2 minutes and it won t have an effect on your credit score score!

Here’s what our members love most about Chime:

• Get your paycheck up to 2 days early* with direct deposit

• Fee-free overdraft.** We’ll spot you on debit card purchases with no overdraft charges.

No hidden charges: no monthly charges, no overdraft charges, no overseas transaction charges, no minimum balance requirements

Over 38,000 fee-free ATMs with Moneypass and Visa Plus Alliance

• Real-time transaction notifications

• Daily stability alerts

Block your card immediately in-app

• Grow your savings automatically with our Savings Account

Send cash instantly with Pay Friends to other Chime members.

Deposit checks utilizing Mobile Check Deposit for eligible members.^

• Apple Pay eighty four / Google Pay eighty four for when you overlook your pockets

Move cash between your other financial institution accounts

• EMV chip card security

Friendly and responsive buyer help

With the Chime cellular banking app, you can stay in management of your money. Track your spending, hyperlink your other financial institution accounts, and save cash.

How to switch banks:

• Step 1: Open Your Account: Download the app and signal up. Once permitted, we ll send you your Chime card inside two weeks!

• Step 2: Fund Your Account: Set up a direct deposit with your employer or payer to have funds deposited to your Chime account every payday. You can also join different bank accounts and transfer funds from your present financial institution account.

Step three: Update Bill Payments: Activate your card when it arrives, add it to Apple Pay, and set up recurring invoice funds with your Chime card number or with your Chime Spending Account and routing numbers.


For extra information please visit www.chime.com.

***Learn how we acquire and use your data by visiting our Privacy Policy at https://www.chimebank.com/policies/chime/privacy-coverage/.***

Banking providers supplied by, and debit card issued by, The Bancorp Bank, or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. Debit card could be used in all places Visa debit cards are accepted.

*Early entry to direct deposit funds relies upon on the timing of payer s submission of deposits. We typically publish such deposits on the day they are received which might be up to 2 days earlier than the payer’s scheduled cost date.

**Chime SpotMe is an elective, no fee service that requires that you obtain $500 in direct deposit a month to qualify to overdraw your account up to $20 on debit card purchases. Chime, in its sole discretion, may permit you to withdraw your account up to $100 or more primarily based on your Chime Account history, direct deposit historical past and quantity, spending exercise and different danger-based mostly elements. Your Limit will be displayed to you within the Chime cellular app. You will obtain notice of any modifications to your Limit. Your Limit might be elevated or lowered at any time by Chime.

^Not all new or existing customers are eligible to use Mobile Deposit. There are skills and enrollment requirements for participation in Mobile Deposit, and we reserve the proper to change the qualification and enrollment necessities in our sole discretion at any time with out prior discover. We could require you to addContent a image of your driver s license or different identifying documents prior to using Mobile Deposit. Eligibility requirements can be found on-line after you have signed into your Spending Account.